Medical

Do you need healthcare coverage because you are self-employed, in school, between jobs, or not insured through your employer? The Daniel and Henry Co. offers high-quality healthcare coverage products from carriers to meet any need and budget.

The Daniel and Henry Co. has an in-house specialist for Individual Medical and Medicare Supplement plans including Medicare Advantage and Medicare Part D. Click on the company links below for additional information. If you prefer to speak directly with one of our specialists, call 314.444.1945.  You can also reach us via email at zimmermanr@danielandhenry.com.

Medicare Supplement

A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

  • Medicare Part D

    Medicare Prescription Drug Plans are also known as Part D plans. They help you pay for prescription drugs. Medicare works with insurance companies and other private companies to offer many drug plans.

Disability

Do you have a quality life insurance policy to protect your family? Do you know how you would meet your financial obligations if you became sick or hurt and couldn’t work? Do you want to protect your assets and avoid burdening your family members with nursing home and care bills? We can provide you with detailed illustrations and very competitive quotes from the most reputable companies for life, disability, or long term care needs to meet your specific objectives.

Long Term Care

Do you have a quality life insurance policy to protect your family? Do you know how you would meet your financial obligations if you became sick or hurt and couldn’t work? Do you want to protect your assets and avoid burdening your family members with nursing home and care bills? We can provide you with detailed illustrations and very competitive quotes from the most reputable companies for life, disability, or long term care needs to meet your specific objectives.