Flood Insurance

Floods are the most common natural disaster in the U.S. Most consumers do not realize that a property does not have to be in a flood plain to experience a flood. A flood can be defined as a general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land or of 2 or more properties inundated by water or mudflow. Many conditions can result in a flood from overflow of inland or tidal waters, hurricanes, broken levees, outdated or clogged drainage systems, above ground swimming pools, and unusual and rapid accumulation or runoff of surface waters from any source.