LABOR UNIONS
Strength in numbers.
As a labor organization, you and your members know everyone gets further when you’re together.
The same is true for insurance. There’s strength in numbers when it comes to managing your risk.
Daniel & Henry doesn’t just rely on one or two carriers for labor-related coverage. We have a wide network of carriers — from global household names to small regional options — so we can tailor a strategy based on your unique exposures and needs.
We are licensed in all 50 states and through our membership in Assurex Global, we can coordinate unique international coverage.
You won’t be placed into a one-size-fits-all program. There isn’t one size that actually fits all.
Instead, experience the difference with a team that knows labor and has a large bench of partners to design a plan that fits your organization.
FIND YOUR BROKER
Work with the agency carriers like to work with.
Critical gap detected.
Every new Daniel & Henry relationship begins with a cover-to-cover review of your current policies. We know what questions to ask. These audits almost always uncover deficiencies that leave the organization exposed to five-, six- or even seven-figure claim amounts.
In most cases, there are solutions to fill these gaps beyond self-insurance. We’ll help you find them. And with annual reviews, we’ll keep checking to make sure new gaps don’t form.
More options than you might think.
If you’ve been led to believe that all labor and related organizations have the same exposures, are difficult to insure, and should be placed in a single carrier program, then give us the chance to prove otherwise.
We collaborate with multiple carriers so that you get truly objective options tailored to your unique risks.
SERVICEs & offerings
Your mission deserves to be protected.
Daniel & Henry has a history providing risk management consultation and coverage for:
Labor Unions (Local, State, Regional and International)
Joint Apprentice Training Committees
Federations and other labor related 501(c)s
Building Trades and Labor Councils
Labor Management Cooperation Committees (LMCCs)
Multi-Employer Trust Funds
Coverage and risk management service offerings include:
General Liability
Umbrella / Excess Liability
Union Liability / Individual Labor Leader Liability
Fiduciary Liability
Cyber Liability
Non Profit Labor & Management Liability
Educators Professional Liability
Employment Practices Liability
Employed Lawyers Professional Liability
Liquor Liability
Active Shooter & Workplace Violence
Special Event
Environmental / Pollution
Property
Commercial Auto
Workers’ Compensation
Inland Marine
Flood
Earthquake
Labor Organization Bonds
Crime and ERISA Bonds
Stop Loss
Employee and Member Benefits
Accidental Death & Dismemberment
Internal Loss Control
Internal Claims Advocacy and Loss Trend Analysis
Complimentary Zywave Access
CARRIER PARTNERS
The right carrier makes a difference.
Carriers often feature nuanced, varied policy approaches. Those small distinctions matter. We’ll help you navigate the market and tailor a risk management package designed around the details of your business.
