Risk management

Let’s do everything we can to prevent the claim before it happens.  

A little extra work upfront can make all the difference in the end. Working as your risk manager, or side-by-side with your team, we can help you take steps to prevent losses, spread risk and lower the cost of insurance, by:

  • Recommending safety procedures, devices and training

  • Providing updates on compliance requirements

  • Consulting on the latest loss-prevention technology: alarms, network security, etc.

  • Identifying preventative construction methods: firewalls,  fire-resistant building materials, etc.

  • Promoting regular maintenance to keep dangerous situations from developing

it’s true: the best medicine is prevention

services and offerings

Being prepared can be just as important as being covered.

  • Loss Prevention

    Comprehensive analysis of your operations, with consultation, tools and technology to minimize the likelihood — or severity — of an incident, and potentially lower insurance costs.

  • Claims Analysis

    Putting insights, trends and claims data to use, learning from the past to help anticipate potential risks in the future.

  • Alternative Risk Financing

    Options to supplement or replace traditional insurance, including: dividend plans, retrospective rating, deductible plans, self-insurance, pooling arrangements and risk retention groups.

  • OSHA Consultation

    Guidance for staying up-to-date and compliant with OSHA standards and communication programs, maintaining a safe work environment.

Safety isn’t an accident. It happens when we work together to identify risks and put measures in place to prevent the unexpected from ever happening.

CAPTIVE INSURANCE

You can do this.
And we’ll be there to help.

The commercial insurance marketplace might not be the most strategic way to manage your risk. You have alternatives, and a captive program can offer a lot of benefits: 


  • Pricing stability and greater cost efficiency

  • Niche, custom coverage that may be otherwise unavailable

  • Improved cash flow

  • Increased control of your risk management program

Self-insurance also comes with its own risks, but if a captive program is right for you and your business, we can work with you to get it up, running and effective.

YOUR RISK IS OUR SPECIALTY

INDUSTRIES

It's good to have friends who know the business like you do.

Manufacturing
Transportation
Construction
Financial
Services
Real
Estate
Tech & LifE
Sciences
NoT for
Profit
Labor
Unions
Aviation
Education
Community Associations
Fitness
Clubs
Religious
Institutions

Our brokers have built deep risk management expertise in a variety of industries. Let’s find the professional counsel and insights that are right for you.

An integrated strategy

Complementary Services

Managing your risk,
from multiple angles.

Loss prevention, analysis and risk management are important pieces of the puzzle. See how they fit with additional strategies to protect your business and your people.

commercial insurance

Structure a custom plan with our dedicated business insurance team.

Surety

A contractual guarantee that obligations will be fulfilled, backed by a third party.

Employee Benefits

Navigating a complex and ever-changing healthcare landscape.

Let’s start a healthy insurance relationship

We get to know our clients better, so we can cover their risk better.

personal Insurance

Take good care of your people.

Helping others be at their best lifts us all.

Employee Benefits

It’s Daniel & Henry & You.

We started different, and we still are. Find out how our independent model helps us prioritize our clients.

Our Approach