Construction
Look at what you’ve built.
There’s something special about taking your gloves off at the end of the day, or closing the books at the end of a project, and seeing what you and your team have made.
You built something new, or better than it was before. Along the way, you also built a business.
Whether you’re in residential, commercial, environmental or infrastructure, you have unique exposures, especially in workers compensation, liability and property. Let’s make sure what you’ve built is made to last.
FIND YOUR BROKER
Good soil and a strong foundation.
The parts aren’t always interchangeable.
Construction labor is getting harder to come by. The workforce is aging. Immigration restrictions are limiting foreign-born employees (historically as much as 25% of the labor force). And qualified tradespeople are dwindling.
New workers on every job challenges team continuity and safety, creating the potential for added costs or losses. Let’s make sure all those changes don’t leave you exposed.
What you don’t know can hurt your business.
You start with a meticulous set of blueprints. Every possible detail is engineered, scheduled and outlined. And yet, the unpredictable still happens. Setbacks, cost overruns, missed deadline penalties, overextension — they could all threaten the financial stability of your operation.
At Daniel & Henry, we can help set a blueprint for protecting the fiscal side of the business, and the future, you’re building.
SERVICEs & offerings
A strategy designed to meet your exact specs.
Traditional coverage options for your contracting/construction business:
General Liability
Business Auto
Employment Practices Liability
Workers Compensation
Property
Equipment Breakdown
Business Interruption
Inland Marine
Contractors Equipment
Builders Risk
Installation Floater
Errors & Omissions Liability
Directors and Officers Liability
Contractors Professional Liability
Pollution / Environmental Liability
Cyber Liability
Umbrella / Excess Liability
Fiduciary Liability
Employee Benefits
Daniel & Henry can also help with alternative risk management solutions:
Owner or Contractor Controlled Insurance Programs (OCIP / CCIP)
Surety Bonds
Subcontractor Default Insurance
Dividend Programs
Self-Insurance
Captive Program
Additional services, beyond policies and coverage,include:
Comprehensive Exposure Reviews
Contract and Sub-Contract Analysis
Coordination of Job Site Safety and Loss Control Efforts
Loss Trend Analysis
Claims Handling
Certificate Management
Affiliations
We’re always connected to construction.
Daniel & Henry is a proud sponsor of the American Subcontractors Association Midwest Council and SITE Improvement Association. Both organizations are dedicated to improving the industry through education, training, advocacy and collaboration.
The ASA represents subcontractors, suppliers and industry professionals while SITE focuses on businesses invested in concrete, earthmoving and infrastructure projects such as highways, bridges and utilities.
CARRIER PARTNERS
The right carrier makes a difference.
Carriers often feature nuanced, varied policy approaches. Those small distinctions matter. We’ll help you navigate the market and tailor a risk management package designed around the details of your business.
