COMMUNITY ASSOCIATIONS
Policies designed to live together.
Your community feels even more like home when tenants become good friends. And it’s stronger when your insurance policies are good neighbors too, working together to create a comprehensive risk management approach.
At Daniel & Henry, we can help you:
Align your property-wide association policy with individual HO6 policies to prevent coverage gaps
Develop a holistic risk management strategy, including proactive maintenance, policies and safety efforts that make your community more attractive to insurers
Work to reduce the number of small claims and the overall cost of insurance
FIND YOUR BROKER
Welcome home.
Insurance is a foundation to build on.
A common misconception among property owners or associations, and even some brokers, is that insurance coverage is sufficient for risk management.
The right policy is a great start, but it needs to be part of a broader strategy that includes regular maintenance, safety inspections and claims mitigation efforts to help prevent losses and keep costs on the ground floor.
Be proactive about your insurability.
If rates are increasing and carrier options are decreasing, there are strategies you can use to turn them both around.
Proactive approaches or policies — like roof replacement programs, ongoing preventative plumbing maintenance, and restrictions on grill placement — can make your property more appealing. These tactics can potentially reduce the frequency of claims, attract carriers and lower premiums.
SERVICEs & offerings
A strategy as unique as your community.
Daniel & Henry offers risk management services for:
Condominums
Community Associations
Homeowner Associations
Resort Communities
Villas and Townhomes
Governing documents, legal requirements and unique property attributes will help point to the relevant coverage options and services, which could include:
Property Insurance
Equipment Breakdown
General Liability
Directors & Officers Liability
Umbrella
Crime & Fidelity Coverage
Contingent Workers’ Compensation
Affiliations
An active member of the CAI.
The Community Association Institute is a prominent voice in the industry. The group provides association boards with education, governance and management insights while giving us a direct line to meaningful trends, best practices and legal standards (so no one has to rely on the neighborhood rumor mill).
CARRIER PARTNERS
The right carrier makes a difference.
Carriers often feature nuanced, varied policy approaches. Those small distinctions matter. We’ll help you navigate the market and tailor a risk management package designed around the details of your business.
