PERSONAL INSURANCE

We’ll be there for you, time and time again.

Business is in a hurry. A quick email replaces meeting for coffee. A text instead of a phone call. It feels productive, but when investments are small, so are the returns. Attention is divided and time is spread thin.

We spend our time, freely, with you:

We take the time to get to know you, your family, and your unique risks.
We’re here. We answer our phones. That shouldn’t be a difference maker, but it is.
We’ll help you navigate any claim, walking through the process step-by-step and sharing access to trusted vendor relationships.
And we respect your time with conveniences like streamlined billing.

Insurance simply works better when we know our clients better. So let’s get to know each other. If you’re free, we can start over coffee.

Private Client

Nothing less than above and beyond for your family.

A larger portfolio of assets brings with it additional risks, and more strategies. Let’s discuss a holistic approach to protecting, and growing, your family’s future.

Learn more about a Daniel & Henry Private Client relationship

EVERY LITTLE DETAIL IS IMPORTANT

INDIVIDUAL POLICIES

You don't have to think of everything. We'll help.

HOME
Homeowners
Home policies vary dramatically, and can be customized with a wide range of options.
Guaranteed replication vs. replacement value vs. actual cash value. Cash settlement, identify theft, sewer backup or earthquake coverage: there are a lot of decisions. We’ll help you make the right ones.
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AUTO
Automobile
Get competitively-priced coverage that goes beyond standard policies.
No depreciation for the policy term, original manufacturer parts, worldwide rental liability, no deductible for glass repair, nor daily rental limit if your vehicle is damaged: If your current policy isn’t offering these options, we can.
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COLL
Collections
Make sure your most treasured belongings are properly insured with coverage designed for hard-to-replace assets.
We can design options that include worldwide protection, transit coverage, breakage, pair and set provisions, agreed value, 150% loss settlement provisions and automatic coverage for new items.
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RENT
Renter’s insurance
Whether you’re just starting out or are an established renter, we can help you feel right at home with a policy suited to you.
Also, consider bundling your renters and auto insurance to realize discounts on both.
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CNDO
condominium
Comprehensive coverage starts with a policy tailored to your individual needs.
We’ll also perform a thorough review of your Association by-laws to make sure your policy is in compliance.
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WTRC
WATERCRAFT
Truly unwind on the water with the added confidence of coverage you won’t find in most standard policies.
We’ll review options like extended navigational limits, emergency living expenses, agreed value claim settlement, medical and liability for family, guests and crew, custom coverage for large vessels, and more.
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UMBR
UMBRELLA / Excess liability
Some risks exceed the limits of typical insurance policies, especially for high-net-worth families.
Umbrella or Excess Liability coverage provides added protection from lawsuits at an exceptional value, including: worldwide protection, limits up to $100 million, reputation coverage and private counsel.
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FLD
Flood
They’re the most common natural disaster, and becoming more so. Even if you’re not in a flood plain, coverage might be right for you.
Flood insurance is not included in most homeowner policies and just one inch of standing water could cause $25,000 in damages. Let’s explore options before the water starts rising.
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If something is overlooked — if something is missed — even a small loss can turn into a big issue. That’s why we get to know all about you and your risks. To make sure any surprises are good ones. To protect the people you care about most.

Let’s start a healthy insurance relationship.

Colleen

Signorelli

VICE PRESIDENT PERSONAL INSURANCE

CIC

Managers

St. Louis

Colleen Signorelli

314-444-1710

As an independent, broker-owned firm, we have a luxury many agencies don’t: We can set our own priorities. Our focus is you.

Good friends
make better insurance.

Separating personal from professional never worked for Danny and Mike. “Broker” and “client” quickly became “hunting buddies” and then “best friends.” Mike calls Danny “the only family” he has in St. Louis. They don't worry about one relationship affecting the other. When you help your clients in the same honest, thoughtful, hardworking way that you’d help a friend — or family — there’s no reason to draw a line where one stops and the other starts.

Danny and Mike smiling on a hunting trip together.

Your carrier, your choice.

As independent brokers, we’re not tied to any one carrier. We can help you navigate nuanced policy differences and find the partner best suited to you and your family. We work for you, and we negotiate on your behalf.