TRANSPORTATION
Most roads run through Daniel & Henry.
Large fleet or small, distributor or owner/operator, short haul or OTR: Daniel & Henry can customize a risk management strategy designed around the road your business is on.
We have the market access to leading carriers, products and resources to help trucking companies of all sizes keep moving.
Beyond insurance, our team is an extension of your own, establishing a culture of safety, improving loss control and navigating regulatory compliance to help reduce claims and premiums while driver retention climbs.
If you’ve been moving your insurance policy from one place to the next, give us a chance to earn your business for the long haul.
Welcome to Daniel & Henry.
FIND YOUR BROKER
We’re not your average four-wheelers.
Narrow margins ahead, one lane only.
The transportation industry faces a constant margin squeeze. Shippers put downward pressure on freight rates while suppliers increase costs. It doesn’t leave a lot of alternate routes, but insurance is one area where costs can be controlled with proactive safety and risk management strategies.
Quick fixes tend to have short lifespans. Let’s map out a sustainable, long-term plan to address your insurance pricing.
Drivers wanted.
It’s no secret how important great drivers are to your business. What can sometimes be underestimated is how much those operators value safe companies and the difference that a culture of safety can make in recruitment and retention. As an added bonus, the loss control measures that help attract good people can also help lower premiums, reduce accidents and eliminate costly claims.
SERVICEs & offerings
Loaded with options.
There are a lot of coverage choices and no two business paths are exactly the same. We’ll help you weigh the options and identify the right strategy for your unique risks.
Coverage and risk management service offerings include:
Small Fleet Truck insurance
Large Fleet Truck insurance
Physical Damage (collision)
Cargo Insurance
Bobtail Insurance
Trucking Liability
Non-Owned and Hired Auto Liability
Uninsured Motorist Coverage
Environmental / Pollution Liability
Roadside Assistance
Finance and Lease Gap Insurance
Rental Reimbursement
Workers Compensation
Occupational Accident Insurance
Employee Health Insurance
Dump Truck Insurance
Self-Insured Retention and High Deductible Programs
Captive Insurance Programs
+ even more, niche, specialized coverage
Daniel & Henry also offers telematics-based insurance, which is revolutionizing commercial trucking insurance. These innovative programs leverage onboard smart cameras and real-time driving data to reduce costs and improve safety:
Designed for fleets with 6-150+ units
Commercial auto liability, cargo and physical damage coverage included
Subsidies for forward-facing smart cameras
Ongoing, data-driven loss control support for a best-in-class safety and compliance program
Affiliations
Sharing the road with some friendly faces.
Daniel & Henry is an active member of regional organizations that serve as advocates and leading voices for the transportation industry, including the Mid-West Truckers Association, Missouri Trucking Association and Illinois Trucking Association.
CARRIER PARTNERS
The right carrier makes a difference.
Carriers often feature nuanced, varied policy approaches. We’ll help you navigate the market and tailor a risk management package designed around your business. We work with dozens of carrier partners who have miles of transportation expertise, including:
