Should Your Business Provide Disability?

2 (10)[1]If an employee were injured and unable to work for months, what would happen to them? Without any kind of disability insurance, their income could come to a halt, even though their bills keep coming. As business owners, it is important to care about your employees while also remaining profitable.

According to the Council for Disability Awareness, one in four people will become disabled at one point before they retire? For every ten employees between the ages of 35 and 65, the Health Insurance Association of America reports, will face a period of time they will be disabled. For employees, those numbers can be scary since many employers don’t offer disability insurance. This insurance can give your valued employees the ability to collect a portion of their salary, despite being unable to work. Coverage is typically a portion of their income, averaging right around 60 percent.

The Daniel And Henry Company knows that a complete benefits package is a great way to attract, retain and motivate the most qualified candidates. If an employee is hurt, they will feel better knowing that they work for a company that wants them to be covered no matter what. Are you ready to learn more about the disability insurance options we offer? Contact our risk management professionals today to get a quote for your business.