Awkward Home Encounters: Who Pays For Damaged Home Goods?

A recent Miss Manners’ column featured a dinner party guest who got more than they bargained for –  dry cleaning bills for a one-of-a-kind tablecloth.  The guests were warned by the hostess of the tablecloth’s importance and uniqueness and were asked to please not spill anything on it.  Of course, the guest’s glass of wine spilled – by accident.  After a surprising phone call from the hostess, the guest was asked to cover the expensive costs of the cleaning.  ...

Continue Reading →
0

Insurance 101: What To Know About Your Student Leaving For College (Part 2)

Did your college student take their car with them when they left for college?  Will they be insured? If your child’s car gets broken into on campus, will your automobile insurance cover that claim?  Daniel and Henry breaks down the best way to approach your college student’s automobile insurance while they are away at school.

dh (6)[1]The best thing you can do to ensure coverage for your student’s automobile while they are ...

Continue Reading →
0

Insurance 101: What To Know About Your Student Leaving For College (Part 1)

With the fall 2012 semester well underway, parents all over the country are beginning to adjust to life without their college students under the same roof.  Did you know that those expensive gifts they received at their high school graduation might not be covered under your current homeowner’s policy?  The Daniel and Henry Company has compiled some important information regarding your dependent’s coverage while they are away at school.

It is important to determine whether or not your home insurance policy ...

Continue Reading →
0

Accidents Happen – Are You Covered?

Merriam-Webster’s definition of insurance is “a means of guaranteeing protection or safety.”  Do you have a quality life insurance policy to protect your family? Do you know how you would meet your financial obligations if you became sick or hurt and couldn’t work? Do you want to protect your assets and avoid burdening your family members with nursing home and care bills?

Life Insurance – There is a general belief out there that having life insurance can bring misfortune to ...

Continue Reading →
0

Risks At Home: Clothes Dryer Fires

Did you know that clothes dryer fires costs policy holders on average $35 million a year?  A report by the U.S. Fire Administration (USFA) details that approximately 2,900 clothes dryer fires happen annually.  During fall and winter months, homeowners are more likely to be victim to a fire – here are some tips to prevent a dryer fire in your home:

dh (3)[1]Dryer maintenance ...

Continue Reading →
0

Daniel and Henry Company’s Approach to Loss Control and Risk Management

As a business owner, you know that your company is unique and deserves a unique approach to loss control.   The Daniel and Henry Company does just that – we create customized loss control programs to custom fit your company’s individual needs. 

LOGO[1]Our loss control professionals are not only the best in the Midwest, but nationwide as well.  We have created a four-step approach to identify all of your needs and to pinpoint ...

Continue Reading →
0

Midwest Drought Dilemma: Weaken Basements

The Midwest is getting hit hard this summer with relentless, extreme heat with no reprieve in sight.   Because of these conditions, many residential and commercial basements are being plagued with foundation issues – especially in the St. Louis metro area.

dh (2)[1]The greater St. Louis area is largely built upon clay-rich soil.  During this dry summer – after draining all of the moisture – ...

Continue Reading →
0
Page 12 of 12 «...89101112