Accidents Happen – Are You Covered?

Merriam-Webster’s definition of insurance is “a means of guaranteeing protection or safety.”  Do you have a quality life insurance policy to protect your family? Do you know how you would meet your financial obligations if you became sick or hurt and couldn’t work? Do you want to protect your assets and avoid burdening your family members with nursing home and care bills?

Life Insurance – There is a general belief out there that having life insurance can bring misfortune to ...

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Risks At Home: Clothes Dryer Fires

Did you know that clothes dryer fires costs policy holders on average $35 million a year?  A report by the U.S. Fire Administration (USFA) details that approximately 2,900 clothes dryer fires happen annually.  During fall and winter months, homeowners are more likely to be victim to a fire – here are some tips to prevent a dryer fire in your home:

dh (3)[1]Dryer maintenance ...

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Midwest Drought Dilemma: Weaken Basements

The Midwest is getting hit hard this summer with relentless, extreme heat with no reprieve in sight.   Because of these conditions, many residential and commercial basements are being plagued with foundation issues – especially in the St. Louis metro area.

dh (2)[1]The greater St. Louis area is largely built upon clay-rich soil.  During this dry summer – after draining all of the moisture – ...

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