The Daniel and Henry Co. recognizes the many types of exposures you face in managing your business. We have a dedicated group of professionals who understand the importance of providing protection for your corporate and personal assets.
- Directors and Officers
Directors and officers can be held personally liable for decisions they make in operating the company. Coverage is provided for defense/damages resulting from allegations of the insured’s wrongful acts.
- Employment Practices
Employment Practices Liability (EPL) insurance provides coverage for defense of employment-related lawsuits including wrongful termination, sexual harassment, and discrimination.
Under the Employee Retirement Income Security Act of 1974(ERISA) fiduciaries are held personally liable for their decisions in managing employee benefit plans. Coverage is provided for the actual or alleged wrong doing of the fiduciaries, and coverage extends to the sponsor organization and the plan.
- Kidnap & Ransom
If you or your employees travel internationally or into high-risk areas of the domestic market, this coverage is essential for your company. In addition to expense coverage and reimbursement of ransoms paid, your company is provided with immediate access to security consultants experienced in dealing with these types of threats.